Highower | Capellan believes safety in all activities is paramount and we all know sports and recreational activities are important for healthy, happy kids. Summer might mean everything from biking to baseball to rock climbing. Winter, everything from skiing to snowboarding to hockey.

Regardless of which it is, all of these activities carry the risk of head injury. According to the Centers for Disease Control, traumatic brain injuries were diagnosed in over 23,000 children in 2014, including 2,529 deaths. Children make up nearly a third of all hospitalizations for head injuries.

The single most important thing we can do to protect our children is to invest in a quality, well-fitting helmet for each of their favorite activities.

Step 1: Right Helmet for the Right Activity

Most kids we see on bikes today are wearing helmets, but you might be surprised how many other activities also require head protection. Get their head in gear for the following:

• Bicycles, kick scooters, tricycles, rollerblades or roller skates
• Football, baseball, hockey, lacrosse or rugby
• Horseback riding
• Skiing, snowboarding
• ATVs, motocross, go-karts or snowmobiles
• Skateboarding
• Power scooters or mopeds
• Rock or wall climbing

A helmet for one activity is rarely safe to use for a different activity. All helmets must be:

• Properly fitted.Work with a reputable retailer to help find an activity-appropriate helmet that fits correctly, which means you should bring the child with you to test the fit on the spot.Otherwise, choose a helmet that is safety rated and read those instructions. A helmet should be both comfortable and snug. Be sure that the helmet is worn so that it is level – not tilted back toward the top of the head or pulled too low over the forehead. Once on, the helmet should not move loosely in any direction, back-to-front or side-to-side. Be sure chin straps are securely fastened so that the helmet doesn’t fall off during a fall or collision.Oh, and never buy a helmet that is too big with the expectation that your child will “grow into it.”
• In new or good working order. Some helmets can be used after an impact, like hockey or football helmets. In other activities like bicycling, the helmet will be compromised by a single impact and must be replaced. DO NOT USE any helmets that have cracks in the shell or liner, a loose shell, marks on the liner, evidence of crushed foam in the liner, or missing parts. For more information on sport helmets, check out these fact sheets from the CDC.

Step 2: Make ’Em Use Them!

As adults, it’s up to us to keep kids in helmets because we know they won’t do it themselves!

• Teach by example. If you’re out enjoying activities together, everyone should be wearing a helmet because we know kids learn by example. Strict helmet rules will eventually become second nature.
• Focus on safety and fun, not just winning. Enforcing the rules for fair play, safety and sportsmanship can prevent head injuries. Tell kids not to strike another athlete in the head, use their head or helmet to contact another athlete, tackle or collide with an unprotected opponent or try to injure or put another athlete at risk for injury.
• Always report. Encourage children to report head injuries immediately to coaches or other adults, even if that means not finishing a game. As many as seven in 10 young athletes with a possible concussion report playing with concussion symptoms. Out of those, four in 10 said coaches were unaware that they suffered a possible concussion.
• Know the rules, regulations and safety suggestions. Whether your child is going for a horseback ride or zipping along ATV trails, follow all safety guidelines. Remind them to slow down and be mindful of other people or impediments that might cause a collision.

Step 3: Know the Signs of Concussion

If a child DOES experience head trauma, early recognition, treatment and recovery are critical to preventing more serious brain injury. And because most children will not lose consciousness after a concussion, watch for:

• Headache or pressure in head, dizziness, balance problems, clumsiness
• Sensitivity to light or noise, blurry vision
• Nausea or vomiting
• Difficulty concentrating or remembering, feeling dazed or stunned
• Irritability, sadness, nervousness, heightened emotions
• Trouble falling asleep, sleeping more or less than usual

After strapping on your helmet, the next best protection you can have in case of a motorcycle accident is ADEQUATE insurance. While all 50 states require minimum insurance coverage to operate a motorcycle, be aware that the minimums (sometimes misnamed “full coverage”) will fail you miserably in a serious accident. Like any type of insurance, how much you’ll need and can afford will depend on many different factors.

So before you climb onto your dream bike, do your research and talk to your insurance agent about coverage that will be there when you need it, not which policy is the cheapest.

Insurance companies are not your friends. If you are injured in an accident, the insurance companies’ main objective is get out while underpaying your claim. If you choose to handle your own claim, the insurance company will try to intimidate you into accepting a minor settlement by repeatedly telling you that: (1) you are not really hurt; (2) the impact was minor; (3) you waited too long to get treatment; and/or (4) your injuries were caused by something other than your accident. The insurance company will go as far as downloading photographs from your social media posts in an attempt to show you are not injured even if you were in visible pain moments after. It may be a photograph showing you carrying your son, daughter, brother, sister, dog, cat, etc.

Hiring an experienced and dedicated personal injury attorney will help you obtain fair compensation for your particular situation and give you peace of mind by properly guiding you through the personal injury claims process. In short, you will be able to focus on getting better while we will focus on the rest.

When a person has been in an accident, it can be difficult to make smart decisions. Whether you have been in a car accident or suffered a severe injury due to a slip and fall, it can be an extremely stressful situation. When that injury is the result of negligence, it is important to file a personal injury claim to recover the proper amount of compensation to pay for your medical bills, damages, lost wages along with your pain and suffering.

Call us at (832) 433-7279 for a free consultation with one of our attorneys and to learn more about your claim, the compensation you may be entitled to receive, and how Hightower | Capellan can be of assistance.

1. If able, move your vehicle to a safe location. If not, turn on your hazard lights, exit the vehicle when it is safe to do so and move to a safe place. If you have an emergency kit, use its contents to warn other drivers.
2. Ask everyone who was in the car with you if they are okay and call for skilled help. Do not assume a person is not hurt just because they say so.
3. Call the police even if it is a minor collision. A police report can help establish liability and avoid a he said/she said situation. If the police do not show, file a citizen’s accident report as soon as able.
4. Exchange information with the other driver. You will want to get the other driver’s name, address, phone number, email, driver’s license number and insurance identification card. Take pictures of any identifying documents with your smart phone.
5. Take plenty of pictures and/or videos. Use the camera on your mobile to document the vehicle damage. The more pictures the better. Keep in mind that you want your photos to show the overall context of the collision. Take pictures from a distance to show the collision in its entirety and, if there are any skid marks, take pictures of those too.
6. If there are witnesses, try to get their information including their name, address, and phone number.
7. Do not post anything to social media regarding the collision.
8. If you are injured, seek medical treatment and consult with an attorney.

Remember, you have the right to file a personal injury claim against the party that caused you harm. Call us at (832) 433-7279 for a free consultation with one of our attorneys and to learn more about your claim, the compensation you may be entitled to receive, and how Hightower | Capellan can be of assistance.

1. Consult with an attorney that can help you determine your rights. DO NOT try to take on the insurance company on your own. Their main objective is get out while underpaying your claim.
2. DO NOT give any recorded or written statements to the insurance company. Consult an attorney prior to agreeing to any type of recorded or written statement. Anything you say can and will be used against you.
3. DO NOT automatically accept the estimate or appraisal given by the insurance company. Insurance companies will often try to get you to accept their estimator’s or contractor’s repair or replacement estimates, which might be a bit low. Under Texas law, you have the right to take your vehicle to the body shop of your choosing.
4. DO NOT sign any releases until you obtain legal advice. Insurance companies try to “swoop and settle” with injured persons in order to get out for pennies on the dollar. You may be inclined to accept a premature, inadequate settlement do to a tough financial situation but, remember, once you sign, your claim is OVER.
5. DO NOT deposit or cash any checks that say “Final Payment”
6. Do not post anything to social media regarding the collision. Insurance companies will use any and all posts against you.

Remember, you have the right to file a personal injury claim against the party that caused you harm. Call us at (832) 433-7279 for a free consultation with one of our attorneys and to learn more about your claim, the compensation you may be entitled to receive, and how Hightower | Capellan can be of assistance.